/* CSS RESET & VARIABLES */
:root {
    --primary: #1A365D; /* Deep trustworthy blue */
    --primary-light: #2B6CB0;
    --secondary: #2C7A7B; /* Calm teal */
    --accent: #D69E2E; /* Premium gold */
    --text-dark: #2D3748;
    --text-light: #4A5568;
    --bg-main: #FFFFFF;
    --bg-light: #F7FAFC;
    --border-color: #E2E8F0;
    --font-main: 'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Helvetica, Arial, sans-serif;
}

* {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

body {
    font-family: var(--font-main);
    color: var(--text-dark);
    line-height: 1.6;
    background-color: var(--bg-main);
    font-size: 16px;
}

img {
    max-width: 100%;
    height: auto;
    display: block;
}

a {
    text-decoration: none;
    color: var(--primary);
}

.container {
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 20px;
}

.text-center { text-align: center; }
.mb-4 { margin-bottom: 2rem; }
.mt-4 { margin-top: 2rem; }
.mt-2 { margin-top: 1rem; }
.bg-light { background-color: var(--bg-light); }
.border-top { border-top: 1px solid var(--border-color); }

/* ANNOUNCEMENT BAR */
.announcement-bar {
    background-color: var(--primary);
    color: white;
    text-align: center;
    padding: 10px 20px;
    font-size: 0.9rem;
    font-weight: 500;
}

/* NAVIGATION */
.navbar {
    background: white;
    box-shadow: 0 2px 4px rgba(0,0,0,0.05);
    position: sticky;
    top: 0;
    z-index: 100;
}

.nav-container {
    display: flex;
    justify-content: space-between;
    align-items: center;
    height: 70px;
}

.logo {
    font-size: 1.5rem;
    font-weight: 700;
    color: var(--primary);
    letter-spacing: 0.5px;
}

.nav-links {
    display: flex;
    list-style: none;
    align-items: center;
    gap: 20px;
}

.nav-links a {
    color: var(--text-dark);
    font-weight: 500;
    font-size: 0.95rem;
    transition: color 0.3s;
}

.nav-links a:hover {
    color: var(--primary-light);
}

.nav-cta {
    background-color: var(--primary);
    color: white !important;
    padding: 8px 16px;
    border-radius: 4px;
    font-weight: 600;
}
.nav-cta:hover {
    background-color: var(--primary-light);
}

.mobile-menu-toggle {
    display: none;
    background: none;
    border: none;
    cursor: pointer;
    flex-direction: column;
    gap: 4px;
}

.mobile-menu-toggle span {
    display: block;
    width: 25px;
    height: 3px;
    background-color: var(--text-dark);
    transition: 0.3s;
}

/* HERO */
.hero {
    background: linear-gradient(135deg, #f0f4f8 0%, #e2e8f0 100%);
    padding: 80px 0;
    overflow: hidden;
}

.hero-container {
    display: flex;
    align-items: center;
    gap: 40px;
}

.hero-content {
    flex: 1;
}

.hero-content h1 {
    font-size: 3rem;
    line-height: 1.2;
    color: var(--primary);
    margin-bottom: 20px;
}

.hero-content p {
    font-size: 1.2rem;
    color: var(--text-light);
    margin-bottom: 30px;
}

.trust-statement {
    font-size: 0.9rem !important;
    color: var(--text-light);
    margin-top: 15px;
    font-style: italic;
}

.hero-image {
    flex: 1;
    display: flex;
    justify-content: center;
}

.hero-image img {
    max-width: 80%;
    filter: drop-shadow(0 20px 30px rgba(0,0,0,0.1));
}

/* BUTTONS */
.cta-button {
    display: inline-block;
    padding: 16px 32px;
    font-size: 1.1rem;
    font-weight: 600;
    text-align: center;
    border-radius: 8px;
    cursor: pointer;
    transition: transform 0.3s, box-shadow 0.3s;
    text-decoration: none;
}

.primary-cta {
    background-color: var(--accent);
    color: #1A202C;
    box-shadow: 0 4px 6px rgba(214, 158, 46, 0.3);
}

.primary-cta:hover {
    transform: translateY(-2px);
    box-shadow: 0 6px 12px rgba(214, 158, 46, 0.4);
}

.pulse-button {
    animation: pulse 2s infinite;
}

@keyframes pulse {
    0% { transform: scale(1); }
    50% { transform: scale(1.05); }
    100% { transform: scale(1); }
}

/* SECTIONS */
.section {
    padding: 80px 0;
}

.section-title {
    font-size: 2.2rem;
    color: var(--primary);
    margin-bottom: 30px;
    text-align: center;
}

.content-block {
    max-width: 800px;
    margin: 0 auto;
}

.content-block p {
    margin-bottom: 20px;
    font-size: 1.1rem;
}

.large-text {
    font-size: 1.3rem !important;
    font-weight: 500;
    color: var(--primary);
}

/* LAYOUTS */
.split-layout {
    display: flex;
    gap: 50px;
}
.align-center {
    align-items: center;
}
.split-content {
    flex: 1;
}
.split-content .section-title {
    text-align: left;
}
.split-content p {
    margin-bottom: 20px;
    font-size: 1.1rem;
}
.split-image {
    flex: 1;
    display: flex;
    justify-content: center;
    align-items: center;
}

/* GRIDS */
.benefits-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
    gap: 30px;
}

.benefit-card {
    background: white;
    padding: 30px;
    border-radius: 12px;
    box-shadow: 0 4px 6px rgba(0,0,0,0.05);
    border-top: 4px solid var(--secondary);
    transition: transform 0.3s;
}

.benefit-card:hover {
    transform: translateY(-5px);
}

.benefit-card h3 {
    color: var(--primary);
    margin-bottom: 15px;
    font-size: 1.25rem;
}

.trust-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
    gap: 30px;
    text-align: center;
}
.trust-item {
    padding: 20px;
}
.trust-icon {
    height: 80px;
    margin: 0 auto 20px;
    object-fit: contain;
}
.trust-item h3 {
    color: var(--primary);
    margin-bottom: 10px;
}

.badges-container {
    display: flex;
    justify-content: center;
    gap: 30px;
    flex-wrap: wrap;
}
.badge-img {
    height: 60px;
    object-fit: contain;
    filter: grayscale(100%);
    opacity: 0.7;
    transition: 0.3s;
}
.badge-img:hover {
    filter: grayscale(0%);
    opacity: 1;
}

/* FAQ */
.faq-accordion {
    max-width: 800px;
    margin: 0 auto;
}
.faq-item {
    margin-bottom: 15px;
    border: 1px solid var(--border-color);
    border-radius: 8px;
    overflow: hidden;
}
.faq-question {
    background-color: white;
    padding: 20px;
    margin: 0;
    cursor: pointer;
    font-size: 1.1rem;
    font-weight: 600;
    display: flex;
    justify-content: space-between;
    align-items: center;
}
.faq-question:hover {
    background-color: var(--bg-light);
}
.faq-answer {
    display: none;
    padding: 20px;
    background-color: white;
    border-top: 1px solid var(--border-color);
    color: var(--text-light);
}

/* LISTS */
.styled-list {
    list-style: none;
}
.styled-list li {
    margin-bottom: 15px;
    padding-left: 25px;
    position: relative;
    font-size: 1.1rem;
}
.styled-list li::before {
    content: "•";
    color: var(--primary);
    font-size: 1.5rem;
    position: absolute;
    left: 0;
    top: -5px;
}

/* FOOTER */
.site-footer {
    background-color: var(--text-dark);
    color: white;
    padding: 60px 0 30px;
}

.footer-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
    gap: 40px;
    margin-bottom: 40px;
}

.footer-col h4 {
    font-size: 1.2rem;
    margin-bottom: 20px;
    color: var(--accent);
}

.footer-col ul {
    list-style: none;
}
.footer-col ul li {
    margin-bottom: 10px;
}
.footer-col ul li a {
    color: #cbd5e0;
}
.footer-col ul li a:hover {
    color: white;
    text-decoration: underline;
}

.footer-disclaimers {
    border-top: 1px solid #4A5568;
    padding-top: 30px;
    font-size: 0.85rem;
    color: #a0aec0;
}
.footer-disclaimers p {
    margin-bottom: 15px;
}

/* RESPONSIVE */
@media (max-width: 900px) {
    .split-layout {
        flex-direction: column;
    }
}

@media (max-width: 768px) {
    .hero-container {
        flex-direction: column;
        text-align: center;
    }
    .hero-content h1 {
        font-size: 2.2rem;
    }
    .mobile-menu-toggle {
        display: flex;
    }
    .nav-links {
        display: none;
        flex-direction: column;
        position: absolute;
        top: 70px;
        left: 0;
        right: 0;
        background: white;
        padding: 20px;
        box-shadow: 0 4px 6px rgba(0,0,0,0.05);
    }
    .nav-links.active {
        display: flex;
    }
    .nav-cta {
        display: inline-block;
        margin-top: 10px;
    }
}